Florida Chapter 7 and Chapter 13 Bankrutpcy Lawyer
Experienced Guidance in Bankruptcy and Loan Modification Proceedings
Struggling with the burden of overwhelming debt can put an incredible strain on your life. Whether you have lost your job, been injured in an accident or just can't keep up on your bills, unpaid debt can affect your credit and threaten your most valued assets.
At James F. Feuerstein, P.A., I offer experienced bankruptcy law services to clients throughout Lake County, Florida. My work with Chapter 7 bankruptcy, Chapter 13 bankruptcy and loan modifications has provided numerous clients with the relief they need, putting a halt to foreclosure actions and to harassment from creditors.
To discuss your bankruptcy needs, call 888-497-2357 or contact my office online. I offer free initial consultations to bankruptcy clients in an effort to assist them in getting the fresh start they deserve.
Considering Bankruptcy?
My bankruptcy law experience allows me to provide comprehensive and informative guidance in the following areas:
- Chapter 7: Also known as liquidation bankruptcy, Chapter 7 allows individuals to retain possession of certain assets while potentially surrendering others to pay debt. Once the liquidation process is complete all remaining debt is absolved, giving you a fresh start and a renewed outlook on your financial future.
- Chapter 13: Individuals whose income or asset value disqualifies them for Chapter 7 often still have options for relief. Chapter 13 bankruptcy allows individuals to reorganize their debts and arrange payment amounts they can manage. Lasting three to five years, the repayment period is a valuable opportunity to catch up on back payments while retaining the most valuable of possessions.
- Loan modification: Working directly with lenders and their attorneys, I am often able to negotiate lowered payments and interest rates, making the task of paying your debts manageable while allowing you to remain in possession of your home and vehicle.
- Foreclosure defense: I strive to help individuals and families assert all possible defenses to the pending foreclosure of their homes. Though we may not be able to stop the foreclosure, we may be able to slow the process or negotiate the terms of the foreclosure.
Initiating a bankruptcy law proceeding will put an immediate end to harassment from creditors and can delay or temporarily stop foreclosure proceedings. My work throughout the process is designed to provide you with valuable advice on how to manage your debts through the bankruptcy proceedings, including which debts to pay in your particular situation.
Bankruptcy is all about making a fresh start. However, as with most things in life, there are costs and consequences associated with the decision to file bankruptcy. We will explain to you in simple terms what the costs and consequences of bankruptcy will be, as well as which form of bankruptcy is best for you. If bankruptcy is not right for you, I will tell you up front and help you understand what other options are available to you.
Contact my office to discuss your needs today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.